How Proper Insurance Coverage Can Help Your Company
If your business employs individuals who drive company-owned or personal vehicles for work, your business may be liable for their negligence. Catastrophic accident damages can be unlimited, so your company must carry sufficient insurance to cover such situations. Without the proper insurance coverage, your company could be responsible for paying the entire cost your legal defense, settlement or damages if your business if found liable.
If your company employees drive their own vehicles for business purposes you definitely need to review your auto insurance coverage. If an employee completes a company-related delivery or errand in a vehicle your company doesn’t own and has an accident, your insurance may not cover it. Most businesses have general liability insurance coverage. Many business owners think this policy will cover anything that but most of these types of policies will not cover car accidents.
It is important that you discuss your current insurance coverage with your insurance agent to determine what it covers and what it does not. Most business insurance carriers sell auto insurance policies that will cover your business if your employees drive their own vehicles during the course of their employment.
If an employee gets into an accident while working, contact an attorney with significant experience handling these cases. Your business is a significant investment and is definitely worth protecting. A lawsuit has the potential of destroying all of your hard work.
The accident injury attorneys at Van Egmond & Heitlinger, APC place a special emphasis on insurance law and accident injury law. We can help you understand your rights as a defendant in an accident injury claim. We can help you gain a clear picture of the potential outcomes of your case.